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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What weighs 320 tons and is considered the largest single block building?
A	Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid.
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The Dickerson Team, REALTOR®, real estate agent and broker for Aurora, Sugar Grove, Yorkville and Naperville, Illinois home listings, property and land for sale - NUMBER1EXPERT

The Dickerson Team
RE/MAX of Naperville
116 W. Gartner
Naperville, IL 60540
Toll Free: 888 777-1165
Keith's Cell Phone: 708 341-2076
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Email: Info@TheDickersonTeam.com
The Dickerson Team is ranked in the TOP 1% of ALL Northern Illinois Realtors and TOP 25 RE/MAX Teams in Illinois. If you're looking to buy or sell real estate, go with a Team with a record of success. Call The Dickerson Team TODAY at 888-777-1165!!

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